What It Costs

As a cardonemoney account holder, you'll get access to manage your account online and have a UK based account manager to assist you with your everyday money management.

There is an application fee of £55.

Then a minimum monthly fee of £12.50 which is debited from your account on the 1st of every month. There is a tariff of charges for transactions below. You can add up to 4 additional people to the account at any time for £5 per person.

Please refer to summary box for details of your cardonemoney Prepaid Corporate MasterCard® usage fees.

List of Business Account Charges

1 Application £55
2 Minimum Monthly Charge £12.50
3 Additional Cards £5
4 Electronic credit £0.30
5 Cheque credit (Minimum Charge £0.50 per cheque)* 0.75%
6 Faster Payment Service via call centre £10
7 Faster Payment Service online £7.50
8 Next Day Faster Payment Service via call centre £3.50
9 Next Day Faster Payment Service online £0.30
10 Standing Order paid out £0.30
11 Direct Debit paid out £0.30
12 Rejected Standing Orders, Direct Debits £0
13 CHAPS £30
14 SMS balance enquiry (Additional operator charges may apply) £0.15
15 Statement copy up to 3 months £5
16 Card UK Point Of Sale £0
17 Card UK ATM £1.50
18 Card foreign Point Of Sale 2.75%
19 Card foreign ATM £3
20 Card reissue £3.95
21 PIN reissue £0
22 Collections/admin letter £5
23 Subject Access £10
24 Giro paying in book £10.00
25 Transfer from card to billing £5
26 Cheque credit returned £5
27 Counter cash £5

*We may cap this charge, per deposit

More About Us

Help & Information

Please note: The CardOneMoney business account doesn't come with a cheque book.

*Operator charges may apply.

**Subject to identification, residency and company checks. Insolvency status of company is checked. We may need to contact you for additional information or identification.

Maximum £2million per annum turnover - see Terms and Conditions for a list of exclusions

***This product is not covered by the Financial Services Compensation Scheme. Please see FAQ section for more information

****ATM charges may apply.

CardOneMoney is a trading style of Spectrum Payment Services Limited, a company registered in England & Wales (No. 06268340) with registered Office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum Payment Services Limited is authorised by the Financial Conduct Authority as a credit broker (FCA No. 839341) and to provide payment services (FCA No. 504547). We are not a lender.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493) ©2019 All rights reserved.