How to Apply

Opening a cardonemoney account couldn't be easier. We need to verify your identity and residency by confirming your full name, date of birth and address. We will not need to carry out any credit checks*.

Simply fill out the online application or call an advisor today and your account could be open within minutes.

NO CREDIT CHECKS* & NO ACCOUNT OPENING FEE

What will happen next:

  • A Welcome Pack will be sent out to you
  • Call To activate your account and set up your Direct Debits and standing orders
  • We then send your cardonemoney Prepaid Debit MasterCard® Card and a password for your online account
  • On receipt, call to activate your card and retrieve your PIN

The CardOneMoney current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

*Subject to identification, residency - see terms and conditions. Cardholder must be at least 18 years of age.

CardOneMoney is a trading style of Spectrum Payment Services Limited, a company registered in England & Wales (No. 06268340) with registered Office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum Payment Services Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (FCA No. 839341) and to provide payment services (FCA No. 504547). We are not a lender.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493) © 2020 All rights reserved.